How has the pandemic affected your ability to pay your rent or mortgage?

I am fortunate to be in receipt of legacy disability benefits. So, before the pandemic I was on a very low income, but during it I was actually one of the lucky ones. I can cover all my bills. I never thought that being on disability benefits would make me one of the lucky ones, but here we are.

I am still utterly resentful that I was conned into a shared ownership scheme which, unbeknownst to me at the point I bought, would see me paying a mortgage for an assured tenancy, and at the end of my mortgage I still won't own a damn thing, and actually this fact is one of the things that causes my disability in the first place (I like with severe treatment-resistant depression) but, again, here we are.

Stuck in a horrible area in a rundown private rented house with damp and mould problems, overcrowded, in disrepair with a lazy landlord who does not repair anything as he can get a lot more rent from new tenants. We have for a year had an indoor waterfall everytime it rains as has yet to repair hole in roof. Our area is just full of hundreds of new build tiny flats on buying schemes which are still unaffordable as we can not get a mortgage due to using up tiny savings during the covid pandemic after covid job losses and unable to survive on universal credit. We struggle now to pay the high rent every month and we are going to have to move far out of our London Borough probably to Sussex or further to find a cheaper rental as our London rent will go up high in 2022. Being allowed to apply for social housing in the area we were born and raised and next to work would be nice but will never happen! So we are planning having to relocate as soon as we can now. Goodbye London!

As leaseholders, my husband and I do not own our apartment but are dependant on the freeholder for information about whether or not our building needs attention or remediation following the new Building Safety measures coming into law. We are not being kept informed, the Managing Agent can not tell us whether there will be costs involved or not. This lack of information is extremely worrying for us. We are pensioners and would like to be able to plan for our financial needs. We purchased the lease on our apartment with an NHBC guarantee and pay insurance premiums. However we are hearing about many leaseholders receiving huge bills for building remediation. We are victims of a system which could unfairly punish leaseholders. A system which has been approved and even supported by London councils.

The reason we may now lose our home is not due to Coronavirus but because of LTNs.
LTNs forced through across London are stripping private homes of all their value, making it harder to move anywhere else and also making our homes much less homely / nice places to be / safe places to bring up children in.
Before lobbying Councils to do LTNs across London, why did the Mayor not think about the kids at risk of respiratory illness or who go to deprived schools who would so foreseeably be the ones to suffer?
Our houses are now hostile environments. And estate agents know this, too.