Hire or Reward insurance

MQT on 2016-10-19
Session date: 
October 19, 2016
Question By: 
Florence Eshalomi
Labour Group
Asked Of: 
The Mayor


TfL now require Private Hire Vehicles to have Hire or Reward insurance in place at the point of vehicle licensing, and for it to remain in place for the duration of the licence. How does TfL plan to regularly check every vehicle to ensure it is a) insured; and b) has Hire or Reward Insurance?


Answer for Hire or Reward insurance

Answer for Hire or Reward insurance

Answered By: 
The Mayor

All private hire vehicles are now required to display a copy of the hire and reward insurance details at all times.

TfL checks hire and reward insurance documentation both before a vehicle is licensed and as part of its annual inspection process.

Insurance documentation must also be made available to the police or a TfL compliance officer upon request. The insurance is currently checked by compliance officers in both on-street compliance checks and at their visits to private hire operators.

TfL works with the Motor Insurance Bureau (MIB) to check whether a driver found not carrying the vehicle's insurance with them when they are inspected holds the appropriate hire and reward insurance. In addition, a high volume of additional sample checks are also carried out with the MIB. A licence will be suspended whenever they find that a vehicle is not appropriately insured.