
Information on council and affordable housing and renting in London
Building new affordable homes
The Mayor of London, Sadiq Khan, is committed to delivering the genuinely affordable homes that Londoners so desperately need, particularly council homes. The Mayor views getting more council housing built as an essential part of tackling London's housing crisis. Several initiatives and funding programmes have been put in place to support council housebuilding.
The Mayor is now backing London boroughs to get building 40,000 new council homes by 2030.
Find out how many homes are being built in your area using our digital search tool below.
Finding an affordable home
Homes that are available at below-market costs are referred to as ‘affordable’ homes. There are three main types of affordable home available in London:
- Low-cost rent: homes that are allocated to households in housing need, via their local authority housing register. Landlords for these homes may be councils, or other registered providers of social housing such as housing associations.
- Social rent is a type of low-cost rental housing with rent levels based on a formula set by the government. Find out more.
- London Affordable Rent was a type of low-cost rental housing introduced for the 2016-23 London Affordable Homes Programme, with rents set by the GLA. It is not expected to play any role in the 2021-26 Programme. Find out more.
- The government’s website can help you find out how to apply via your council for social housing. Find out more.
- London Living Rent: homes that offer Londoners on average incomes a below-market rent, enabling them to save to buy a home of their own – currently an average of around £1,267 a month for a two-bedroom home. Find out more.
- Shared Ownership: allows Londoners to buy a portion of a new or existing property and pay rent on the remaining portion.
You can find social housing by applying through your local authority, who will usually place applicants on a list called the Housing Register. The council will determine your priority on this list using a range of criteria related to your need for social housing. These can vary from council to council.
If you wish to find a shared ownership or a London Living Rent home, you can do this through the Mayor’s Homes for Londoners property search tool. This allows you to search for homes, check whether you are eligible, and to express an interest in a particular home.
FAQs about finding an affordable home
- Social housing rents vary according to the location, size and age of the property.
- For example, in 2022-23 the median starting rent for a two-bedroom social rented tenancy in London was £127 a week, while new two-bedroom homes at London Affordable Rent had weekly rents capped at £178 a week.
- Government sets rules for social landlords about the maximum increases in rent that may be applied each year.
Households who do not already own a home and have a joint income of £90,000 or less are eligible for shared ownership in London.
Some housing providers may apply their own criteria based on where households live or work, and applicants may be prioritised according to various eligibility criteria.
- In 2018, the Mayor launched the pioneering Building Council Homes for Londoners programme which saw more than £1bn allocated to councils to deliver against the Mayor’s target of supporting 10,000 new council homes across London. This target was successfully achieved and in July 2022 the Mayor announced that he would double his council housebuilding target to 20,000 homes, a target which was also met. The Mayor has now pledges to build 40,000 new council homes by 2023.
- Since 2018, a number of initiatives and funding programmes have been put in place to support council housebuilding such as the £4m Land for Council Homes revenue fund that aimed to help councils secure a long-term pipeline of land for affordable housing delivery into the future and the £1m Right to Buy-back revenue fund that aimed to boost uptake of the Mayor's Right to Buy-back programme. Both of these programmes are now closed.
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Council housing continues to be funded through the Mayor’s Affordable Homes Programme (2021-26). Alongside supporting the construction of new homes, the Mayor is also helping councils to acquire homes to turn them into genuinely affordable homes with funding made available via the Council Homes Acquisition Programme (CHAP).
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In order to continue supporting councils to expand their in-house skills, The Mayor is also supporting Future of London to deliver the Council-led Housing Network, which provides peer-to-peer support, good practice sharing and access to expert knowledge to councils across London. And the Mayor also supported the set-up of the Housing Development Academy, an initiative led by Future of London and the London Housing Directors’ Group to provide development management courses specifically for council teams.
- All of this means that London has entered a new golden era of council housebuilding, with recent council housing delivery hitting levels last seen in London only in the 1970s.
The Mayor launched his Council Housing Acquisition Programme (CHAP) in November 2023, in efforts to further boost the capital’s supply of council homes and help local authorities respond to the homelessness crisis. CHAP is part of the Affordable Homes Programme (2021-26) and it builds on the success of the previous Right to Buy-back fund.
- In November 2020, the Mayor secured £4 billion from government to deliver affordable homes in London under the AHP 2021-2026.
- Under the AHP 2016-2023, the Mayor met the target of starting 116,000 affordable homes by March 2023, which was funded by £4.82 billion from government.
- The threshold Approach introduced by the Mayor, which fast-tracks schemes that include at least 35 per cent affordable housing or 50 per cent on public or redeveloped industrial land, has helped significantly increase the proportion and number of affordable homes in new developments in London.
- The average percentage of affordable housing in schemes approved by the Mayor has increased from 22 per cent in 2016 to 42 per cent in 2023, and 46 per cent by habitable room.
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More than three quarters of referable schemes provided 35 per cent or more affordable housing in 2023 and more than half of eligible schemes followed the Fast Track Route, up from 27 per cent in 2018.
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The proportion of social and low cost rented housing has also increased significantly over the data period.
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The average percentage of affordable homes across all schemes (including referable applications) has also increased from 24 per cent in 2016 to an average of 35 per cent between 2021 and 2023.
Renting
London’s private rented sector is today very different from that of 15 to 20 years ago. It has gone from a small tenure that mostly housed students, young people, and economic migrants, to a place that almost three million Londoners from every possible background call home.
London’s private rented sector, alongside more genuinely affordable housing, is a vital part of our thriving city. That’s why, despite having no statutory powers over the private rented sector, the Mayor has made it his priority to do everything he can to improve standards and practices in the sector, and secure a better deal for private renters.
He has gone further than any previous Mayor, including by launching the country’s first public database to ‘name and shame’ rogue landlords, working with the Metropolitan Police and third sector to prevent illegal evictions and successfully campaigning for letting agent fees and ‘no fault’ section 21 evictions to be scrapped. He has also formed a partnership with all London boroughs to share best practice in improving rental sector standards and taking action against criminal landlords and agents.
There is more to do, however, and the Mayor is committed to ensuring that every renter lives in a safe, secure and affordable home that supports them to grow and thrive in our city.
You can read more about what the Mayor is doing in our Frequently Asked Questions about renting.
Quick links for renters
- If you suspect your private landlord or letting agent is breaking the law, you can report them via the Mayor’s report a rogue tool.
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You can also see if your current or potential landlord or agent has been prosecuted with the Mayor’s Rogue Landlord and Agent Checker.
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Use the Mayor’s Property Licence Checker to check whether your rented property should be registered with your local authority and have a property licence in place.
FAQs about renting
While many landlords provide a good service, almost a quarter of private rented homes still do not meet the Decent Homes Standard. Households are also struggling with the cost of renting because of unsustainable rent increases, which have been compounded by the cost-of-living crisis.
The Mayor doesn't have any powers over private renting but is doing everything within his powers to improve the quality, security and affordability of private rented sector homes for Londoners. Among other measures, the Mayor has:
- Launched a Rogue Landlord and Agent Checker that has been viewed more than 350,000 times and a Report a Rogue tool to help renters report bad landlords and letting agents
- Worked with Generation Rent and Safer Renting, alongside the Metropolitan Police, to update guidance and ensure frontline officers are best equipped to prevent an illegal eviction and support renters to remain in their home.
- Made representations to central government to ensure that the Renters Rights Bill genuinely strikes a fairer balance between landlord and tenant, by introducing protections to enhance security – including removing ‘no fault’ section 21 evictions, introducing open-ended tenancies and longer notice periods, and increasing protections for renters against living in homes in poor conditions and being evicted illegally, which will require local council enforcement teams to be properly resourced.
- Joined others in successfully lobbying government to uplift the Local Housing Allowance to 30th percentile of market rents.
Increasing the availability of affordable homes will also help to tackle the London’s housing shortage, which is the root cause of rising rents. The Mayor has secured £4billion from government to deliver affordable homes in London under the AHP 2021-26. This includes a type of affordable housing for people struggling in the private rented sector: London Living Rent.
The Mayor knows that the cost-of-living crisis, alongside increasingly unaffordable private rents in London, is placing enormous pressure on the finances of renters. The all too real consequence of this situation is that more renters are at risk of being evicted from their homes, as well as finding it increasingly difficult to find a new and decent home that they can afford.
In April 2022, the Mayor launched his online Cost of Living Hub for Londoners facing financial hardship due to the rising cost of living. The hub helps Londoners access information, support and advice about claiming benefits, dealing with debt, financial management and mental health support.
The hub is part of the Mayor’s wider work on mitigating the effects of the cost of living crisis through linking Londoners with advice and support. It has been widely promoted to ensure that Londoners from communities more likely to struggle with rising costs are aware of it.
The Mayor has consistently campaigned for both a rent freeze to alleviate the pressures caused by the Covid pandemic and subsequent cost of living crisis, and to be given the power to take action on rents in London. He will be working closely with the new Labour government to ensure that the Renters Rights Bill delivers for Londoners. This includes scrapping section 21, ‘no fault’ evictions and introducing protections to prevent excessive rent hikes.
The Mayor continues to campaign for welfare benefits to better support Londoners with their housing costs as rents continue to escalate, and this includes the scrapping the punitive Benefit Cap.
- Renters who are falling behind on payments should urgently seek help from the Cost of Living hub to make sure they understand their tenancy rights and the financial support they might be entitled to. They should also contact their local council for help. Your landlord cannot evict you for missing one rent payment, and they cannot evict you without a court order – you do not need to leave your home unless you are given one.
- Your landlord can only increase the rent if there is a rent review clause in your tenancy agreement, or they provide a valid Section 13 notice. This legal notice can only be issued once a year. If the proposed rent increase is unreasonable, you can challenge it through a Tribunal. Read more about rent increases and tribunals here.
- Unfortunately, we know that the safety net for private renters is inadequate, because the government has failed to keep welfare benefits to help with housing costs in line with rapidly escalating rents. In April 2024, the government realigned Local Housing Allowance with the 30th percentile of market rents, providing much-needed assistance for renters. However, the Benefit Cap is still in place and the Mayor continues to campaign for it to be scrapped.
- Shelter provides support and advice on how to deal with rent arrears. Visit www.shelter.org.uk/get_help or call their free advice helpline on 0808 800 4444. Citizens Advice also advise on what to do if you're struggling to pay your bills. Visit www.citizensadvice.org.uk or call their free advice helpline on 0808 223 1133.
- You should report issues such as harassment and disrepair to your local council’s private housing enforcement team – the Mayor has made this quick and easy by creating a report-a-rogue tool, which will send your complaint to the correct person at your local council.
- If your situation is urgent, and your landlord is threatening you with eviction, or you feel unsafe in your home, you should call the police on 101, or 999 if you are in serious immediate danger. Expert advice organisations like Shelter on 0808 800 4444 also provide free legal advice to private renters who are struggling with issues like disrepair and threats of eviction. Citizens Advice can also help with a wide range of housing issues and their free advice helpline is 0808 223 1133.
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Your landlord must follow the correct legal processes to evict you. This includes obtaining a court order, followed by a bailiff warrant. You are under no obligation to leave your property earlier if you have been unable to secure new rental accommodation.
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Local councils are responsible for assisting those who do not have suitable accommodation. If you are facing homelessness, or continue to live in unsuitable and unsafe accommodation, please contact your local council’s homelessness team.
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